Tel. 01327 354321 | Email: theteam@fortitudefp.co.uk
Three steps to the future you want
We all have hopes and dreams for the future – the tricky part is making them happen. But that’s where our three-step financial planning process comes in. It’s our tried and tested method to help our clients get the most out of life. And it does.
Here’s how it works
1. PLAN
Every client is different. We all have our own unique financial picture, goals and ways of thinking about money. That’s something we never forget. So when you come to us, we start with a discovery meeting. It’s a chance for us to find out what’s important to you and what you want for the future. It’s also a chance for both parties to decide if we’d enjoy working together.
When we’re happy to proceed, the next step is to research how your money looks right now. We spend time working out what’s coming in, what’s going out, what you’ve got invested for the future or saved for a rainy day. Once we’ve got a clear idea of how it all shapes up, we set up a planning meeting to present you with your own financial model. Then chat through all the different scenarios and options open to you.
2. IMPLEMENT
Once we’ve agreed on a plan of action, it’s time to make it all come together. If, like many people, you have an assortment of investments and pensions, we’ll tidy it all up and make sure they all work well together. We can search the whole market for products and solutions that might suit you better and make formal recommendations (all regulated by the FCA).
What you’ll end up with is a financial plan that works hard for you and your money, is tax-efficient and carefully aligned to your approach to risk. We’ll handle all the paperwork and administration too. More than anything, we think the greatest benefit will be to give you a clear view of the road ahead. With this in mind, you will know how you can achieve the lifestyle you really want.
3. REVIEW
We never just implement plans and then think that our work is done. The review process is just as important. We will meet at regular intervals to see how everything is going. You can tell us if there are any big changes coming up in your life that need to be planned for. We’ll also do a financial ‘check-up’ to make sure that everything’s going in the right direction.
At Fortitude, we’re firm believers that financial planning is not a one-off process. It’s a series of steps, a journey that will take you through life – and hopefully on many great adventures. As the years roll by, we’re always available to answer questions, keep a watchful eye to ensure everything stays on track and to make changes to the plan if needed. We’re also here to give you the confidence that, with careful planning, your dreams could become a reality.